Product Owner, Credit Cards Acceptance

Xsolla is a global video game commerce company that provides developers, publishers, and players with a robust suite of tools and services to simplify global distribution, marketing, and monetization. As we continue expanding our fintech ecosystem, payment optimization and seamless transaction experiences remain at the heart of our mission.

Role Overview

We are seeking a Product Owner – Credit Cards Acceptance to lead the vision, strategy, and execution of our global card payments acceptance product. This role will be responsible for ensuring that Xsolla provides the best-in-class credit card processing experience for game developers and players worldwide. You will oversee product performance, compliance, partnerships, and user experience, balancing the needs of our partners, internal stakeholders, and payment ecosystem requirements.

Responsibilities

Product Strategy & Vision

• Define and own the roadmap for Xsolla’s credit card acceptance solution.
• Monitor market trends, regulations, and innovations in the payments space (PCI DSS, 3DS2.0, PSD2, tokenization, fraud prevention, etc.).
• Identify opportunities to improve conversion, reduce declines, and optimize transaction costs.

Execution & Delivery

• Drive product development lifecycle: requirements gathering, backlog management, prioritization, and sprint planning.
• Collaborate with engineering, compliance, fraud, and UX teams to deliver product improvements.
• Partner with acquiring banks, card schemes (Visa, Mastercard, Amex), and PSPs to expand capabilities and improve acceptance rates.

Optimization & Growth

• Analyze product performance metrics (acceptance rate, fraud rate, chargebacks, authorization latency).
• Implement A/B tests and data-driven initiatives to maximize revenue and improve payment success.
• Expand geographic coverage and local processing capabilities for global markets.

Compliance & Risk Management

• Ensure compliance with PCI DSS, PSD2 SCA, local regulations, and card scheme rules.
• Work closely with risk/fraud teams to balance security with frictionless player experience.

Stakeholder Collaboration

• Align product goals with company objectives and cross-functional teams (Payments, Business Development, Legal, Finance).
• Serve as the subject matter expert on credit card processing within Xsolla.

Requirements

• 4+ years of product management experience in payments, fintech, or e-commerce.
• Strong knowledge of credit card processing, acquiring, and card network rules.
• Proven success in launching and scaling payment products.
• Excellent analytical and problem-solving abilities; data-driven decision maker.
• Proficient in SQL and data visualization tools with strong analytical skills.
• Familiarity with fraud management, chargebacks, tokenization, and 3DS.
• Strong stakeholder management and communication skills.
• Ability to work in a fast-paced, global environment with multiple priorities.

Nice to Have

• Experience with gaming, digital goods, or subscription-based products.
• Technical background or familiarity with APIs and payment integrations.
• Previous work with acquirers, PSPs, or card networks on global scale.