About Bondora

At Bondora, our mission is clear: to empower people to enjoy life more while alleviating the stress of managing finances. Founded in 2008, Bondora has proudly served a diverse community of over 1 million customers for an impressive 16 years.

As a rapidly growing financial technology company, we’re reaching new heights with a bold vision. We’re set to acquire a banking license, unlocking a world of possibilities for our customers. Our investment product is available Europe-wide, and we’re actively expanding our loan product footprint to 11 new countries.

Join us on this journey and let’s build the future of finance together!

What is this role about?🚀

As the Lead Data Scientist at Bondora, you’ll be the driving force behind our data science strategy and the creation of high-impact scoring models. This is both a strategic and hands-on role — you’ll collaborate with our credit, product, engineering, and business teams to bring advanced data science to life in everyday decision-making.

You’ll lead a talented team of data scientists, ensuring model accuracy, regulatory compliance, and business alignment, while building a culture of innovation and learning 💡

Your main responsibilities 🎯

  • Oversee the design, development, and implementation of scalable scoring models to drive business impact.
  • Collaborate with the Credit team to define data science strategies and ensure alignment with overall business objectives.
  • Guide and mentor junior data scientists, fostering a culture of innovation, continuous improvement, and best practices in model development and deployment.
  • Communicate complex technical concepts to non-technical stakeholders, providing actionable insights and driving data-informed decision-making.
  • Establish rigorous testing and validation protocols to ensure model accuracy, reliability, and compliance with regulatory standards.
  • Stay on top of industry trends and emerging technologies, integrating them into the team’s workflow to maintain competitive advantage.
  • Work closely with product, engineering, and business teams to integrate data science outputs into production systems and strategic initiatives.

What can you expect at Bondora? 

  • 🎯 Be part of Bondora’s ambitious journey toward 1BN in revenue - your work will have a real impact.
  • 💰 Enjoy a competitive salary and amazing benefits: 5 weeks of vacation, private healthcare compensation, hobby grant, mental health support, share options, and much more!
  • 📈 Work in an environment that encourages growth and innovation - with resources and budget for continuous learning.

What would ensure success in this role?💪

  • Proven track record in developing and validating credit models, ensuring they meet both regulatory requirements and business performance standards.
  • Expertise in regression, classification, ensemble methods, and time-series forecasting through both linear and nonlinear modeling.
  • Strong proficiency in Python (or R) and SQL, with hands-on experience in libraries like scikit-learn, TensorFlow/PyTorch.
  • Experience building and managing robust data pipelines, including ETL processes, data cleaning, and integration across disparate systems.
  • Familiarity with deploying machine learning models into production environments using cloud platforms (Azure) and containerization technologies (Docker, Kubernetes).
  • Proficiency in visualization tools, such as Tableau, to translate complex data insights into clear, actionable business intelligence.
  • Knowledge of agile development practices to efficiently manage projects and deliver iterative improvements in dynamic environments.