Engineering Lead

💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.

Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier.

1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started!

🏡🏢This is a Hybrid role, the Engineering team work from our London (Moorgate) Offices 2 days per week.

This is a multiple headcount role, so please don't be put off if you've seen this advertised for a while.

As a Lead Software Engineer, you’ll play a key role in driving technical excellence across multiple teams while remaining hands-on in software development. You’ll lead high-impact projects from concept to delivery, shape architecture, and align technical direction with business strategy. Working closely with Technical leaders, Product Managers and the wider Engineering Group, you’ll set the standard for quality, mentor engineers across teams and champion initiatives that raise the engineering bar including the adoption of AI tools and automation.

• Provide mentorship, constructive feedback and foster a culture of collaboration and continuous improvement
• Work closely with Product, QA, and Team Leads to align on strategy and execution
• Shape product decisions alongside Product Managers and Designers
• Ensure clear, open communication in remote, hybrid, and in-person settings
• Establish and uphold coding standards and best practices
• Identify and mitigate risks, addressing challenges proactively
• Stay hands-on in software development, guiding engineers at a technical level
• Work with fellow Technical Leaders to ensure alignment on technical direction and innovation

We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits: 🏥 Private Healthcare including dental and opticians services through Vitality ✈️ Worldwide travel insurance through Vitality 🎁 Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical) 👛 Salary Sacrifice Pension Scheme up to 7% match 🏖️ 28 days holiday (plus bank holidays) 📖 Annual Learning and Wellbeing Budget 👪 Enhanced Parental Leave 🚲 Cycle to Work Scheme 🚂 Season Ticket Loan 💬 6 free therapy sessions per year 🐶 Dog Friendly Offices 🍫 Free drinks and snacks in our offices

Check out more of our benefits, values and mission here.

• Proven experience in technical leadership
• Extensive commercial experience with C#/.Net/.Net Core/React
• Experience with RESTful API design and Azure cloud development (cloud-first approach)
• Proficient in SQL and dedicated to maintaining high code quality through comprehensive unit and integration testing
• Strong technical background in modern software development practices and scalable system architecture
• Ability to manage cross-functional projects, collaborating effectively with Product, QA, and other stakeholders