Why should you join dLocal?
dLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we operate, we make it possible for our merchants to make inroads into the world’s fastest-growing, emerging markets.
By joining us you will be a part of an amazing global team that makes it all happen. Being a part of dLocal means working with 1000+ teammates from 30+ different nationalities and developing an international career that impacts millions of people’s daily lives. We are builders, we never run from a challenge, we are customer-centric, and if this sounds like you, we know you will thrive in our team.
What's the Opportunity? We are looking for a technically deep and commercially-driven Senior Product Manager to own the Cross-Border Payments domain in Brazil. Cross-border is one of the most complex and strategically important verticals at dLocal, operating at the intersection of FX regulation, payment infrastructure, treasury mechanics, and merchant experience. You will lead the end-to-end product strategy for how dLocal enables global merchants to move money into and out of emerging markets compliantly, efficiently, and at scale. This role requires a profound interest in the regulatory framework governing foreign exchange, non-resident accounts, and electronic payment services, and the ability to translate that complexity into elegant product decisions. Your domain will encompass the full cross-border stack, including: Regulatory & FX Compliance, Non-Resident Account (NRA) Infrastructure, Treasury & FX Operations, VASP & Stablecoin Operations, Merchant Cross-Border Flows, and Regulatory Reporting Products.
Why should you join dLocal?
dLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we operate, we make it possible for our merchants to make inroads into the world’s fastest-growing, emerging markets.
By joining us you will be a part of an amazing global team that makes it all happen. Being a part of dLocal means working with 1000+ teammates from 30+ different nationalities and developing an international career that impacts millions of people’s daily lives. We are builders, we never run from a challenge, we are customer-centric, and if this sounds like you, we know you will thrive in our team.
Experience: 5+ years of PM experience in payments, fintech, or financial services. Direct experience with Brazil's cross-border payments ecosystem is mandatory.
FX & Regulatory Expertise: Deep knowledge of the Brazilian FX regulatory framework, including Central Bank's Resolution, eFX scope rules, NRA account mechanics, IOF treatment, and ACAM reporting obligations.
NRA & Virtual Account Knowledge: Practical understanding of Non-Resident Account structures, Virtual Account (VA) mechanics, and FX broker/custody bank relationships in Brazil.
Treasury & Operations Fluency: Understanding of how FX closing, daily netting, safeguarding compliance, and intercompany fund movements work in a multi-entity payments operation.
VASP / Crypto Awareness: Familiarity with Brazil's virtual asset regulatory landscape and its intersection with payment infrastructure is a plus.
B2B Background: Proven track record managing products for large-scale enterprise merchants in a cross-border or FX context. Ability to navigate complex merchant requirements involving regulatory constraints and operational customization.
Technical Fluency: Strong understanding of API design, payment event flows, data pipelines, and the technical architecture behind real-time settlement and regulatory reporting systems.
Data-Driven: Proficient with data analysis tools to monitor FX economics, TPV performance, operational risk indicators, and compliance metrics.
AI Adopter: High proficiency in leveraging AI tools (e.g., Claude) to accelerate regulatory interpretation, product documentation, and operational automation.
Communication: Excellent English communication skills — written and verbal — are mandatory. Spanish fluency is highly preferred. Portuguese is a strong advantage.
